Personal Accident Takaful: Protecting Against Accidental Injuries and Death

Our Personal Accident or Group Personal Accident Takaful provides compensation or benefits against accidental death and/or bodily injuries to the participant(s) caused solely by violent external and visible means. Contribution depends on the occupational hazard and compensation based on the percentage of disability and/or death benefit. This is a cover that many Employers take out for their key Employees as a fringe benefit. Personal Accident Takaful/Insurance is one cover that every productive person needs because we run the risk of accidents everywhere – in our houses, whilst walking, travelling by car, by air, at work etc. It is just not avoidable. Sometimes these result in death and deprive children and dependents of much-needed financial support; or injuries and disabilities giving rise to permanent and temporary loss of earnings. This Takaful/Insurance covers the Employees individually 24hrs around the clock and worldwide. The Sum covered may be based on their Income, i.e., Annual Salary, two times annual salary, three times annual salary, or a flat sum based on their Total Income if taken by organizations.